Terms of service

1. Agreement to Terms
By accessing this website, submitting your information, or using any services offered by Nexus Growth Funds LLC dba Nexus Growth Services (“Nexus Growth Services,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy.

If you do not agree to these Terms, please do not use our website or services.

 
2. Description of Services
Nexus Growth Services provides business funding consulting, credit optimization, and related educational and administrative support services. Our services may include, without limitation:

Reviewing personal and/or business credit profiles;
Advising on credit improvement and optimization strategies;
Helping position individuals and businesses for potential funding;
Providing guidance on how to apply for business credit cards, lines of credit, and loans (including 0% introductory interest products, where available);
Assisting with credit report disputes and related administrative tasks in certain service plans.
Core Disclaimers
By using our website or services, you acknowledge and agree that:

Nexus Growth Services is not a bank or direct lender.
We provide consulting, educational, and administrative assistance with funding strategies only; we do not extend credit, set credit limits, or make underwriting decisions.
Credit approval is not guaranteed and depends on individual factors, including but not limited to your credit history, income, existing obligations, and lender underwriting criteria.
We do not remove accurate, verifiable information from credit reports. We only assist in disputing information you reasonably believe to be inaccurate, unverifiable, or obsolete.
Any examples of funding amounts, credit score changes, approvals, or client outcomes are illustrative only, and individual results may vary.
We are not a lender, credit card issuer, or credit bureau. All funding approvals and lending decisions are made solely by independent third-party financial institutions.

 
3. Eligibility
By using our services, you represent and warrant that:

You are at least 18 years of age;
You have the legal authority to enter into these Terms on your own behalf or on behalf of the entity you represent; and
Any information you provide to us is true, accurate, and complete to the best of your knowledge.
 
4. Client Responsibilities
You agree to:

Provide complete and accurate information for credit review and funding strategy purposes;
Maintain an active credit monitoring account, if required by your service plan, and provide us with access to the necessary reports or documents;
Respond promptly to communication from our team;
Use our services only for lawful purposes; and
Refrain from misrepresenting your identity, income, debts, assets, or any other material information to any lender, credit bureau, or third party.
Failure to cooperate, respond, or provide accurate information may delay, limit, or void the services we can provide and may negatively impact your funding or credit outcomes.

 
5. Fees and Payment Terms
All fees for credit optimization, funding strategy, or consulting services will be disclosed in writing prior to engagement, such as on an order form, checkout page, proposal, or services agreement.

Our services may include one or more of the following fee structures:

Upfront or onboarding fees for consulting and credit optimization;
Recurring fees (for example, biweekly or monthly payments) for continued consulting or program participation;
Performance-based or “success” fees, such as funding success fees that are due only upon successful completion of clearly defined milestones (e.g., funding approval or aggregate funding achieved), as separately agreed to in writing.
By proceeding with a purchase or signing a services agreement, you authorize us and our payment processors to charge your selected payment method for the agreed-upon amounts, including any scheduled installments and any clearly disclosed success fees.

Unless otherwise stated in a written agreement or required by law, fees paid for consulting, optimization, or access to digital content are non-refundable once services have been delivered, calls have been held, custom work has been performed, or digital materials/portals have been made available.

 
6. No Guarantees
While we use established methods, experience, and lender knowledge to help improve your likelihood of success, we do not guarantee results.

In particular, you understand and agree that:

We do not guarantee any specific funding amount, approval, credit limit, interest rate, or lender decision;
We do not guarantee any specific credit score increase or removal of any particular item from your credit reports;
We do not guarantee any specific timeline for results; and
Funding outcomes, approvals, credit limits, and timelines vary based on individual and business profiles, lender policies, and other factors beyond our control.
Any testimonials, case studies, or examples we share are illustrative only and do not promise or guarantee similar outcomes for you. Results may vary.

 
7. Consent to Communication
By submitting your information through our website, forms, or other channels, you consent to receive communications from Nexus Growth Services and, where applicable, our affiliates or service providers. These communications may include:

Phone calls;
Text messages (SMS/MMS);
Emails; and
Automated messages or prerecorded messages for scheduling, reminders, updates, or service-related purposes.
You can opt out of marketing communications at any time by following the instructions in our emails or texts, or by contacting us at the email address listed below. However, we may still need to contact you with important transactional or service-related information if you are an active client.

 
8. Legal & Regulatory Disclaimer
Nexus Growth Funds LLC dba Nexus Growth Services is not a law firm and does not provide legal, tax, or investment advice. Nothing on this website or in our services should be construed as legal, tax, or investment advice. You should consult with your own licensed attorney, tax professional, or financial advisor regarding your specific situation.

Our services are intended as educational consulting and administrative support to help clients manage and optimize their credit and funding readiness. It is our intent to comply with all applicable federal and state laws, including, where applicable, the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).

We do not instruct, encourage, or assist clients in misrepresenting information to credit bureaus, lenders, or any third party.

 
9. Third-Party Services & Links
In the course of providing our services, we may:

Refer you to, or introduce you to, banks, lenders, credit unions, credit monitoring providers, business formation services, or other third-party companies; and/or
Provide links to third-party websites, tools, or resources.
These third parties are independent from Nexus Growth Services. We do not control and are not responsible for:

The actions, policies, or decisions of any third-party provider;
Any products or services they offer; or
The content of their websites.
Your use of any third-party products, services, or websites is at your own risk and is subject to the terms, conditions, and privacy policies of those third parties.

 
10. Limitation of Liability
To the maximum extent permitted by law:

Nexus Growth Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the total amount you paid to us for the services giving rise to the claim.
You agree to hold Nexus Growth Services harmless against any claims, losses, or damages related to:

Your use of third-party financial institutions, products, or services;
Any credit accounts, loans, or lines of credit you obtain or attempt to obtain; and
Your own actions, omissions, or misrepresentations to lenders, credit bureaus, or other third parties.
Some jurisdictions do not allow limitations on certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

 
11. Governing Law & Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms, our website, or our services shall be brought exclusively in the state or federal courts located in the State of California, and you hereby consent to the personal jurisdiction and venue of such courts.

Nothing in this section is intended to limit any rights you may have under applicable consumer protection laws or card network rules.

 
12. Changes to These Terms
We may update or modify these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Any changes become effective when posted on our website.

Your continued use of the website or services after the posting of updated Terms means you accept and agree to the changes. If you do not agree with the updated Terms, you should stop using our website and services.

 
Contact:
For questions about these Terms of Service, contact:
📧 [email protected]
🏢 Nexus Growth Funds LLC dba Nexus Growth Services
🌐 www.nexusgrowthservices.co